{"id":869,"date":"2026-05-09T11:31:50","date_gmt":"2026-05-09T02:31:50","guid":{"rendered":"https:\/\/vr6st0gqi01k.vh.share-svr.com\/?p=869"},"modified":"2026-05-09T11:31:50","modified_gmt":"2026-05-09T02:31:50","slug":"%ea%b5%ad%ed%9e%98-%e6%9d%8e%eb%8c%80%ed%86%b5%eb%a0%b9-%ea%b6%8c%ec%9d%b5%ec%9c%84-%ec%a5%90%ea%b3%a0-%ed%97%ac%ea%b8%b0-%ed%8a%b9%ed%98%9c-%ec%9d%b4%ec%86%a1%ec%97%90-%ec%85%80%ed%94%84","status":"publish","type":"post","link":"https:\/\/which-advisor.com\/?p=869","title":{"rendered":"\uad6d\ud798 “\u674e\ub300\ud1b5\ub839, \uad8c\uc775\uc704 \uc950\uace0 ‘\ud5ec\uae30 \ud2b9\ud61c \uc774\uc1a1’\uc5d0 \uc140\ud504 \uba74\uc8c4\ubd80”"},"content":{"rendered":"\n

\ub098\uacbd\uc6d0 “\uc815\ub2f9\ud55c \ubc95\uc758 \uc2ec\ud310\ub9c8\uc800 \uc0ac\ubc95\uc0b4\uc778\uc73c\ub85c \ud3ec\uc7a5\u2026\uc140\ud504 \ubc94\uc8c4\uc138\ud0c1”<\/h2>\n\n\n\n
\"\uc758\uc0ac\uc9c4\ud589
\uc758\uc0ac\uc9c4\ud589 \ubc1c\uc5b8 \uc694\uccad\ud558\ub294 \uad6d\ubbfc\uc758\ud798 \ub098\uacbd\uc6d0 \uc758\uc6d0<\/strong>(\uc11c\uc6b8=\uc5f0\ud569\ub274\uc2a4) \uc2e0\ud604\uc6b0 \uae30\uc790 = 18\uc77c \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \ubc95\uc81c\uc0ac\ubc95\uc704\uc6d0\ud68c \uc804\uccb4\ud68c\uc758\uc5d0\uc11c \uad6d\ubbfc\uc758\ud798 \ub098\uacbd\uc6d0 \uc758\uc6d0\uc774 \uc758\uc0ac\uc9c4\ud589 \ubc1c\uc5b8\uc744 \uc694\uccad\ud558\uace0 \uc788\ub2e4. 2026.3.18 nowwego@yna.co.kr<\/figcaption><\/figure>\n\n\n\n

(\uc11c\uc6b8=\uc5f0\ud569\ub274\uc2a4) \ubc15\uc218\uc724 \uae30\uc790 = \uad6d\ubbfc\uc758\ud798\uc740 9\uc77c \uc774\uc7ac\uba85 \ub300\ud1b5\ub839\uc758 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \ub300\ud45c \ub54c \ubd88\uac70\uc9c4 \uc774\ub978\ubc14 ‘\uc751\uae09 \ud5ec\uae30 \uc774\uc1a1 \ud2b9\ud61c \ub17c\ub780’\uacfc \uad00\ub828, \uacfc\uac70 \ucc98\ub9ac \uacfc\uc815\uc5d0 \ubb38\uc81c\uac00 \uc788\uc5c8\ub2e4\uace0 \uad8c\uc775\uc704\uac00 \ubc1c\ud45c\ud55c \uac83\uc5d0 \ub300\ud574 “\uc9c0\ubc29\uc120\uac70\ub97c \uc55e\ub450\uace0 \ub300\ud1b5\ub839\uc758 \uacfc\uac70 \uce58\ubd80\ub97c \uc9c0\uc6cc\uc8fc\uae30 \uc704\ud574 \uad6d\uac00\uae30\uad00\uc774 \uc2a4\uc2a4\ub85c ‘\uae30\uc5b5 \uc138\ud0c1\uc18c’\ub97c \uc790\ucc98\ud55c \uac83”\uc774\ub77c\uace0 \ube44\ub09c\ud588\ub2e4.<\/p>\n\n\n\n

\ubc15\uc131\ud6c8 \uc218\uc11d\ub300\ubcc0\uc778\uc740 \uc774\ub0a0 \ub17c\ud3c9\uc744 \ub0b4\uace0 “\uad8c\uc775\uc704\uc6d0\ud68c\uac00 ‘\uc815\uc0c1\ud654 \ucd94\uc9c4 TF’\ub77c\ub294 \uac70\ucc3d\ud55c \uc774\ub984\uc744 \ub0b4\uac78\uace0 \ub0b4\ub193\uc740 \uacb0\uacfc\ubb3c\uc740 \uacb0\uad6d ‘\uc815\uad8c \uc785\ub9db \ub9de\ucda4\ud615 \uacfc\uac70 \uc138\ud0c1’\uc5d0 \ubd88\uacfc\ud588\ub2e4”\ub77c\uba70 \uc774\uac19\uc774 \ubc1d\ud614\ub2e4.<\/p>\n\n\n\n

\uadf8\ub294 “\ub2f9\uc2dc \uc774\uc7ac\uba85 \ub300\ud1b5\ub839\uc774 \uad6d\ub0b4 \ucd5c\uace0 \uc218\uc900\uc758 \uad8c\uc5ed\uc678\uc0c1\uc13c\ud130\ub97c \uac16\ucd98 \ubd80\uc0b0\ub300\ubcd1\uc6d0\uc744 \ub4a4\ub85c\ud55c \ucc44, \uc751\uae09 \ud5ec\uae30\ub97c ‘\ucf5c\ud0dd\uc2dc’\ucc98\ub7fc \ubd88\ub7ec \uc11c\uc6b8\ub85c \ud5a5\ud588\ub2e4”\uba74\uc11c “\uc9c0\uc5ed \uc758\ub8cc\uc758 \uc2e0\ub8b0\ub97c \ubb34\ub108\ub728\ub9ac\uace0 \uc758\ub8cc \uc804\ub2ec \uccb4\uacc4\uc758 \uadfc\uac04\uc744 \ud754\ub4e0 \ud589\uc704\uc5d0 \uba74\uc8c4\ubd80\ub97c \uc8fc\ub294 \uac83\uc774 \uacfc\uc5f0 \uad8c\uc775\uc704\uac00 \ub9d0\ud558\ub294 \uc815\uc0c1\ud654\uc778\uac00”\ub77c\uace0 \ubc18\ubb38\ud588\ub2e4.<\/p>\n\n\n\n

\uc774\uc5b4 “\uc5ec\uae30\uc5d0 \uae40\uac74\ud76c \uc5ec\uc0ac \uad00\ub828 \uc0ac\uc548\uae4c\uc9c0 \uc5b5\uc9c0\ub85c \ub04c\uc5b4\uc640 \uc218\uc0ac \uc758\ub8b0\ub97c \ub0a8\ubc1c\ud558\ub294 \ubaa8\uc2b5\uc740, \uacb0\uad6d ‘\ud5ec\uae30 \ud2b9\ud61c’ \ub17c\ub780\uc5d0 \ub300\ud55c \ube44\ud310\uc744 \ud76c\uc11d\uc2dc\ud0a4\uae30 \uc704\ud55c ‘\uc720\uce58\ud55c \ubb3c\ud0c0\uae30’\uc774\uc790 ‘\uc120\uac70\uc6a9 \uc815\uce58 \uacf5\uc138’\uc77c \ubfd0”\uc774\ub77c\uace0 \uc8fc\uc7a5\ud588\ub2e4.<\/p>\n\n\n\n

\uc55e\uc11c \uad8c\uc775\uc704\ub294 \uc815\uc0c1\ud654 \ucd94\uc9c4 \ud0dc\uc2a4\ud06c\ud3ec\uc2a4(TF) \ud65c\ub3d9\uc744 \ud1b5\ud574 ‘\uc751\uae09 \ud5ec\uae30 \uc774\uc1a1 \ud2b9\ud61c \ub17c\ub780’\uc5d0 \ub300\ud574 2004\ub144 \uc758\ub8cc\uc9c4\uc758 \ud589\ub3d9\uac15\ub839 \uc704\ubc18\uc73c\ub85c \ud310\ub2e8\ud55c \uac83\uc740 \ubd80\uc801\uc815\ud588\uc73c\uba70 \uc774 \uacfc\uc815\uc5d0\uc11c \ub2f9\uc2dc \uc0ac\ubb34\ucc98\uc7a5\uc758 \ubd80\uc801\uc808\ud55c \uac1c\uc785\uc774 \uc788\uc5c8\ub2e4\uace0 \uc804\ub0a0 \ubc1c\ud45c\ud588\ub2e4.<\/p>\n\n\n\n

\uc774 \ub300\ud1b5\ub839\uc740 \uc774\ub0a0 \uc5d1\uc2a4(X\u00b7\uc61b \ud2b8\uc704\ud130)\uc5d0 \uad8c\uc775\uc704 \ubc1c\ud45c \uad00\ub828 \uae30\uc0ac\ub97c \ub9c1\ud06c\ud55c \ub4a4 “\uac80\ucc30\uc758 \uc870\uc791 \uae30\uc18c\ub97c \ud1b5\ud55c \uc0ac\ubc95 \uc0b4\uc778, \ud14c\ub7ec\ubc94\uc744 \ub3d9\uc6d0\ud55c \ud749\uae30 \uc0b4\uc778, \uc870\uc791\uc5b8\ub860\uc744 \ub3d9\uc6d0\ud55c \uba85\uc608 \uc0b4\uc778. \uc774 \uc704\uc911\ud55c 3\ub300 \uc0b4\ud574 \uc704\ud611\uc73c\ub85c\ubd80\ud130 \uad6d\ubbfc, \uace7 \ud558\ub298\uc774 \uc800\ub97c \uc0b4\ub824\uc8fc\uc168\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n

\uc774\uc5d0 \ub300\ud574 \uad6d\ubbfc\uc758\ud798 \ub098\uacbd\uc6d0 \uc758\uc6d0\uc740 \ud398\uc774\uc2a4\ubd81 \uae00\uc5d0\uc11c “\uc544\uc5f0\uc2e4\uc0c9\ud560 \uada4\ubcc0”\uc774\ub77c\uba70 “\uad8c\uc775\uc704 \uc815\uc0c1\ud654\ub77c\ub294 \uba85\ubaa9\uc73c\ub85c \uad8c\uc775\uc704\ub97c \uc785\ub9db\ub300\ub85c \uc950\uace0 \ud754\ub4e4\uc5b4 \ubcf8\uc778\uc758 ‘\ud5ec\uae30 \ud2b9\ud61c \uc774\uc1a1’\uc5d0 \uba74\uc8c4\ubd80\ub97c \uc8fc\ub354\ub2c8, \uc774\uc81c\ub294 \uc544\uc608 \uc815\ub2f9\ud55c \ubc95\uc758 \uc2ec\ud310\ub9c8\uc800 ‘\uc0ac\ubc95 \uc0b4\uc778’\uc73c\ub85c \ud3ec\uc7a5\ud558\uba70 \uacf5\uc18c\ucde8\uc18c\uc5d0 \ubcd1\uc801\uc73c\ub85c \uc9d1\ucc29\ud558\uace0 \uc788\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n

\uc774\uc5b4 “\uc774 \ub300\ud1b5\ub839\uc740 \uc140\ud504 \ubc94\uc8c4\uc138\ud0c1, \uc140\ud504 \uc6b0\uc0c1\ud654\ub97c \uba48\ucd94\uace0 \uc911\ub2e8\ub41c \uc7ac\ud310\ubd80\ud130 \ubc1b\uc73c\ub77c”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\ub098\uacbd\uc6d0 “\uc815\ub2f9\ud55c \ubc95\uc758 \uc2ec\ud310\ub9c8\uc800 \uc0ac\ubc95\uc0b4\uc778\uc73c\ub85c \ud3ec\uc7a5\u2026\uc140\ud504 \ubc94\uc8c4\uc138\ud0c1” (\uc11c\uc6b8=\uc5f0\ud569\ub274\uc2a4) \ubc15\uc218\uc724 \uae30\uc790 = \uad6d\ubbfc\uc758\ud798\uc740 9\uc77c \uc774\uc7ac\uba85 \ub300\ud1b5\ub839\uc758 \ub354\ubd88\uc5b4\ubbfc\uc8fc\ub2f9 \ub300\ud45c \ub54c \ubd88\uac70\uc9c4 \uc774\ub978\ubc14 ‘\uc751\uae09 \ud5ec\uae30 \uc774\uc1a1 \ud2b9\ud61c \ub17c\ub780’\uacfc \uad00\ub828, \uacfc\uac70 \ucc98\ub9ac \uacfc\uc815\uc5d0 \ubb38\uc81c\uac00 \uc788\uc5c8\ub2e4\uace0 \uad8c\uc775\uc704\uac00 \ubc1c\ud45c\ud55c \uac83\uc5d0 \ub300\ud574 “\uc9c0\ubc29\uc120\uac70\ub97c \uc55e\ub450\uace0 \ub300\ud1b5\ub839\uc758 \uacfc\uac70 \uce58\ubd80\ub97c \uc9c0\uc6cc\uc8fc\uae30 \uc704\ud574 \uad6d\uac00\uae30\uad00\uc774 \uc2a4\uc2a4\ub85c ‘\uae30\uc5b5 \uc138\ud0c1\uc18c’\ub97c \uc790\ucc98\ud55c \uac83”\uc774\ub77c\uace0 \ube44\ub09c\ud588\ub2e4. \ubc15\uc131\ud6c8 \uc218\uc11d\ub300\ubcc0\uc778\uc740 \uc774\ub0a0 \ub17c\ud3c9\uc744 \ub0b4\uace0 “\uad8c\uc775\uc704\uc6d0\ud68c\uac00 … <\/p>\n

\ub354 \ubcf4\uae30 “\uad6d\ud798 “\u674e\ub300\ud1b5\ub839, \uad8c\uc775\uc704 \uc950\uace0 ‘\ud5ec\uae30 \ud2b9\ud61c \uc774\uc1a1’\uc5d0 \uc140\ud504 \uba74\uc8c4\ubd80””<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,7,6],"tags":[],"class_list":["post-869","post","type-post","status-publish","format-standard","hentry","category-uncategorized","category-7","category-6"],"_links":{"self":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=869"}],"version-history":[{"count":1,"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/869\/revisions"}],"predecessor-version":[{"id":871,"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/869\/revisions\/871"}],"wp:attachment":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}