{"id":114,"date":"2026-02-19T12:24:14","date_gmt":"2026-02-19T03:24:14","guid":{"rendered":"https:\/\/vr6st0gqi01k.vh.share-svr.com\/?p=114"},"modified":"2026-02-19T12:24:14","modified_gmt":"2026-02-19T03:24:14","slug":"%ec%a0%95%ea%b5%90%ec%9c%a0%ec%b0%a9%ed%95%a9%ec%88%98%eb%b3%b8-5%eb%85%84%ec%a0%84-%ea%b2%80%ec%b0%b0%ec%9d%b4-%eb%b6%88%ea%b8%b0%ec%86%8c%ed%95%9c-%ec%8b%a0%ec%b2%9c%ec%a7%80-%ed%83%88%ec%84%b8","status":"publish","type":"post","link":"https:\/\/which-advisor.com\/?p=114","title":{"rendered":"\uc815\uad50\uc720\ucc29\ud569\uc218\ubcf8, 5\ub144\uc804 \uac80\ucc30\uc774 \ubd88\uae30\uc18c\ud55c \uc2e0\ucc9c\uc9c0 \ud0c8\uc138 \uc7ac\uc218\uc0ac"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"675\" src=\"https:\/\/vr6st0gqi01k.vh.share-svr.com\/wp-content\/uploads\/2026\/02\/PYH2026013004810001301_P4-1024x675.jpg\" alt=\"\" class=\"wp-image-115\" srcset=\"https:\/\/which-advisor.com\/wp-content\/uploads\/2026\/02\/PYH2026013004810001301_P4-1024x675.jpg 1024w, https:\/\/which-advisor.com\/wp-content\/uploads\/2026\/02\/PYH2026013004810001301_P4-300x198.jpg 300w, https:\/\/which-advisor.com\/wp-content\/uploads\/2026\/02\/PYH2026013004810001301_P4-768x506.jpg 768w, https:\/\/which-advisor.com\/wp-content\/uploads\/2026\/02\/PYH2026013004810001301_P4.jpg 1200w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">(\uc11c\uc6b8=\uc5f0\ud569\ub274\uc2a4) \ubc15\uc7ac\ud604 \uc774\ubbf8\ub839 \uae30\uc790 = \uc885\uad50\ub2e8\uccb4\uc758 \uc815\uce58\uad8c \ub85c\ube44 \ub4f1 \uc758\ud639\uc744 \uc218\uc0ac\ud558\ub294 \uc815\uad50\uc720\ucc29 \uac80\uacbd \ud569\ub3d9\uc218\uc0ac\ubcf8\ubd80\uac00 \uc2e0\ucc9c\uc9c0\uc758 \ud0c8\uc138 \uc758\ud639\uc5d0 \ub300\ud55c \uc7ac\uc218\uc0ac\uc5d0 \ucc29\uc218\ud588\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud569\uc218\ubcf8\uc740 19\uc77c &#8220;2021\ub144 10\uc6d4 \uc218\uc6d0\uc9c0\uac80\uc5d0\uc11c \ubd88\uae30\uc18c\ucc98\ubd84\ub41c \uc870\uc138 \ud3ec\ud0c8 \uc0ac\uac74\uc744 \uc7ac\uae30\ud574 \uc774\uc1a1\ubc1b\uc544 \uc218\uc0ac \uc911&#8221;\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc55e\uc11c \uc138\ubb34 \ub2f9\uad6d\uc740 2020\ub144 12\uc6d4 \uc2e0\ucc9c\uc9c0\uc5d0 2012\u223c2019\ub144 \uc0ac\uc5c5\uc5f0\ub3c4\uc5d0 \ub300\ud55c \ubc95\uc778\uc138 122\uc5b5\uc6d0\uacfc \ubd80\uac00\uac00\uce58\uc138\ub97c \ubd80\uacfc\ud588\ub2e4. \uc2e0\ucc9c\uc9c0 \uc9c0\uad50\ud68c\uc5d0\uc11c \uc6b4\uc601\ud55c \ub9e4\uc7a5\uc758 \uba85\uc758\ub97c \uac1c\uc778\uc0ac\uc5c5\uc790\ub85c \uc704\uc7a5\ud558\uace0, \uc774\uc911\uc7a5\ubd80\ub97c \uc0ac\uc6a9\ud558\ub294 \ub4f1\uc758 \ubc29\uc2dd\uc73c\ub85c \uc138\uae08\uc744 \ud3ec\ud0c8\ud55c \ud610\uc758\uc600\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2f9\uad6d\uc740 \uc774\uc640 \uad00\ub828\ud574 \uc774\ub9cc\ud76c \uc2e0\ucc9c\uc9c0 \ucd1d\ud68c\uc7a5\ub3c4 \uc870\uc138 \ud3ec\ud0c8 \ub4f1 \ud610\uc758\ub85c \uac80\ucc30\uc5d0 \uace0\ubc1c\ud588\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 \uc0ac\uac74\uc744 \uc218\uc0ac\ud55c \uc218\uc6d0\uc9c0\uac80\uc740 \uace0\ubc1c \uc774\ub4ec\ud574\uc778 2021\ub144 10\uc6d4 \uc774 \ud68c\uc7a5 \ub4f1\uc5d0 \ub300\ud574 \ubd88\uae30\uc18c \uacb0\uc815\uc744 \ub0b4\ub838\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc18\uba74 \ubc95\uc6d0\uc740 \uc2e0\ucc9c\uc9c0\uac00 \uc138\ubb34 \ub2f9\uad6d\uc744 \uc0c1\ub300\ub85c \uc81c\uae30\ud55c \ubc95\uc778\uc138 \ub4f1 \ubd80\uacfc\ucc98\ubd84\ucde8\uc18c \uc18c\uc1a1\uc5d0\uc11c \uc2e0\ucc9c\uc9c0 \uce21\uc758 \uccad\uad6c\ub97c \uae30\uac01\ud588\ub2e4. \uc774\ub294 \uc9c0\ub09c\ub2ec \ub300\ubc95\uc6d0\uc5d0\uc11c \ud655\uc815\ub410\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc95\uc6d0\uc774 \uc138\ubb34 \ub2f9\uad6d\uc758 \uacfc\uc138 \ucc98\ubd84\uc774 \uc815\ub2f9\ud558\ub2e4\uace0 \ud310\ub2e8 \ud55c \ub9cc\ud07c, \ud569\uc218\ubcf8\uc740 \uc720\uc0ac\ud55c \uc7c1\uc810\uc744 \ub2e4\ub918\ub358 \uc218\uc6d0\uc9c0\uac80 \uc0ac\uac74\uc744 \uc774\uc1a1\ubc1b\uc544 \ub2e4\uc2dc \uc218\uc0ac\ud558\uae30\ub85c \ud588\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uc640 \uad00\ub828\ud574 \ud569\uc218\ubcf8\uc740 \ucd5c\uadfc \uc2e0\ucc9c\uc9c0 \uc804\u00b7\ud604\uc9c1 \uad00\uacc4\uc790\ub4e4\uc744 \uc870\uc0ac\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc774 \ucd1d\ud68c\uc7a5\uc774 \uc138\ubb34\uc870\uc0ac\uc640 \uac80\ucc30 \uc218\uc0ac\ub97c \ubb34\ub9c8\ud558\uae30 \uc704\ud574 \ub85c\ube44\ub97c \uc9c0\uc2dc\ud55c \uc815\ud669\uc744 \ud3ec\ucc29\ud55c \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\ucc9c\uc9c0 2\uc778\uc790\uc600\ub358 \uace0\ub3d9\uc548 \uc804 \ucd1d\ubb34\uac00 &#8220;A \uad6d\ud68c\uc758\uc6d0\uc744 \ud1b5\ud574 \uc218\uc6d0\uc9c0\uac80\uc7a5\uc744 \uc694\ub9ac\ud574\ub2ec\ub77c\uace0 \ub9d0\uc744 \ud558\uaca0\ub2e4&#8221;, &#8220;A \uc758\uc6d0\uc744 \ub9cc\ub098 \uc218\uc6d0\uc9c0\uac80\uc7a5\uc5d0\uac8c \uc5b4\ub5bb\uac8c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294\uac00 \ud655\uc778\ud574\ubcf4\uace0, \uc870\uc138 \ud3ec\ud0c8 \uac74\uc5d0 \ub300\ud574 \ubb34\ub9c8\uc2dc\ucf1c\ub77c \uadf8\ub807\uac8c \ubd80\ud0c1\ud558\ub294 \uac8c \uc88b\uc744 \uac83 \uac19\ub2e4&#8221;\uace0 \ub9d0\ud55c \ub179\ucde8\ub85d\ub3c4 \ud655\ubcf4\ud55c \uac83\uc73c\ub85c \uc804\ud574\uc84c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud569\uc218\ubcf8\uc740 \ub118\uaca8\ubc1b\uc740 \uc0ac\uac74\uc744 \uc218\uc0ac\ud558\uba74\uc11c \ub2f9\uc2dc \uc218\uc6d0\uc9c0\uac80\uc774 \ubb34\ud610\uc758 \uacb0\uc815\uc744 \ub0b4\ub9b0 \uacbd\uc704\uc640 \uc2e0\ucc9c\uc9c0 \uce21\uc758 \ub85c\ube44 \uc5ec\ubd80 \ub4f1\ub3c4 \ud568\uaed8 \uc0b4\ud3b4\ubcfc \ubc29\uce68\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uc640 \uad00\ub828\ud574 \ud569\uc218\ubcf8\uc740 \ucd5c\uadfc \uc2e0\ucc9c\uc9c0 \uc804\u00b7\ud604\uc9c1 \uad00\uacc4\uc790\ub4e4\uc744 \uc870\uc0ac\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc774 \ucd1d\ud68c\uc7a5\uc774 \uc138\ubb34\uc870\uc0ac\uc640 \uac80\ucc30 \uc218\uc0ac\ub97c \ubb34\ub9c8\ud558\uae30 \uc704\ud574 \ub85c\ube44\ub97c \uc9c0\uc2dc\ud55c \uc815\ud669\uc744 \ud3ec\ucc29\ud55c \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\ucc9c\uc9c0 2\uc778\uc790\uc600\ub358 \uace0\ub3d9\uc548 \uc804 \ucd1d\ubb34\uac00 &#8220;A \uad6d\ud68c\uc758\uc6d0\uc744 \ud1b5\ud574 \uc218\uc6d0\uc9c0\uac80\uc7a5\uc744 \uc694\ub9ac\ud574\ub2ec\ub77c\uace0 \ub9d0\uc744 \ud558\uaca0\ub2e4&#8221;, &#8220;A \uc758\uc6d0\uc744 \ub9cc\ub098 \uc218\uc6d0\uc9c0\uac80\uc7a5\uc5d0\uac8c \uc5b4\ub5bb\uac8c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294\uac00 \ud655\uc778\ud574\ubcf4\uace0, \uc870\uc138 \ud3ec\ud0c8 \uac74\uc5d0 \ub300\ud574 \ubb34\ub9c8\uc2dc\ucf1c\ub77c \uadf8\ub807\uac8c \ubd80\ud0c1\ud558\ub294 \uac8c \uc88b\uc744 \uac83 \uac19\ub2e4&#8221;\uace0 \ub9d0\ud55c \ub179\ucde8\ub85d\ub3c4 \ud655\ubcf4\ud55c \uac83\uc73c\ub85c \uc804\ud574\uc84c\ub2e4.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">\ubbfc\uc99d\uc81c\uc791#\ud1b5\uc7a5\uc81c\uc791#\ud559\uc704\uc99d\uc81c\uc791#\uc131\uc801\ud45c\uc81c\uc791#\uba74\ud5c8\uc99d\uc81c\uc791#\uc2e0\ubd84\uc99d\uc81c\uc791#\uc878\uc5c5\uc99d\uba85\uc11c\uc81c\uc791#\uc878\uc5c5\uc7a5\uc81c\uc791#\uc6b4\uc804\uba74\ud5c8\uc99d\uc81c\uc791#\ubcd1\uc6d0\uc9c4\ub2e8\uc11c\uc81c\uc791#\uc0ac\uc6d0\uc99d\uc81c\uc791#\ud1a0\uc775\uc131\uc801\ud45c\uc81c\uc791#\uac74\uac15\ubcf4\ud5d8#\uc9c4\ub2e8\uc11c\uc81c\uc791#\ub0a8\ucbe9\uc81c\uc791#\ubb38\uc11c\uc81c\uc791\uc791<\/h1>\n","protected":false},"excerpt":{"rendered":"<p>(\uc11c\uc6b8=\uc5f0\ud569\ub274\uc2a4) \ubc15\uc7ac\ud604 \uc774\ubbf8\ub839 \uae30\uc790 = \uc885\uad50\ub2e8\uccb4\uc758 \uc815\uce58\uad8c \ub85c\ube44 \ub4f1 \uc758\ud639\uc744 \uc218\uc0ac\ud558\ub294 \uc815\uad50\uc720\ucc29 \uac80\uacbd \ud569\ub3d9\uc218\uc0ac\ubcf8\ubd80\uac00 \uc2e0\ucc9c\uc9c0\uc758 \ud0c8\uc138 \uc758\ud639\uc5d0 \ub300\ud55c \uc7ac\uc218\uc0ac\uc5d0 \ucc29\uc218\ud588\ub2e4. \ud569\uc218\ubcf8\uc740 19\uc77c &#8220;2021\ub144 10\uc6d4 \uc218\uc6d0\uc9c0\uac80\uc5d0\uc11c \ubd88\uae30\uc18c\ucc98\ubd84\ub41c \uc870\uc138 \ud3ec\ud0c8 \uc0ac\uac74\uc744 \uc7ac\uae30\ud574 \uc774\uc1a1\ubc1b\uc544 \uc218\uc0ac \uc911&#8221;\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4. \uc55e\uc11c \uc138\ubb34 \ub2f9\uad6d\uc740 2020\ub144 12\uc6d4 \uc2e0\ucc9c\uc9c0\uc5d0 2012\u223c2019\ub144 \uc0ac\uc5c5\uc5f0\ub3c4\uc5d0 \ub300\ud55c \ubc95\uc778\uc138 122\uc5b5\uc6d0\uacfc \ubd80\uac00\uac00\uce58\uc138\ub97c \ubd80\uacfc\ud588\ub2e4. \uc2e0\ucc9c\uc9c0 \uc9c0\uad50\ud68c\uc5d0\uc11c \uc6b4\uc601\ud55c \ub9e4\uc7a5\uc758 \uba85\uc758\ub97c \uac1c\uc778\uc0ac\uc5c5\uc790\ub85c \uc704\uc7a5\ud558\uace0, \uc774\uc911\uc7a5\ubd80\ub97c &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/which-advisor.com\/?p=114\" class=\"more-link\">\ub354 \ubcf4\uae30<span class=\"screen-reader-text\"> &#8220;\uc815\uad50\uc720\ucc29\ud569\uc218\ubcf8, 5\ub144\uc804 \uac80\ucc30\uc774 \ubd88\uae30\uc18c\ud55c \uc2e0\ucc9c\uc9c0 \ud0c8\uc138 \uc7ac\uc218\uc0ac&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-114","post","type-post","status-publish","format-standard","hentry","category-6"],"_links":{"self":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=114"}],"version-history":[{"count":1,"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/114\/revisions"}],"predecessor-version":[{"id":116,"href":"https:\/\/which-advisor.com\/index.php?rest_route=\/wp\/v2\/posts\/114\/revisions\/116"}],"wp:attachment":[{"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/which-advisor.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}